Beware of These Common Insurance Company Traps After Your Auto Accident

by Staff Blogger | November 12th, 2018

Insurance companies spend big money every year on advertising campaigns that are designed to make people think that they’re on their side and that they freely give money to policyholders and victims when they need it. Unfortunately, the opposite is true in most cases. Insurance companies are in business to make big profits, and paying out settlements and claims isn’t part of that business model.

If you or someone you love was recently hurt in an auto accident that was caused by another driver’s negligence, filing a claim for compensation can help you get money for your medical bills and lost wages. But insurance companies rarely agree to pay victims what they deserve without a fight. In fact, insurance companies have teams of adjusters whose primary job is to find ways to reduce or deny payments.

They accomplish that by using the following tricks and traps against innocent victims:

  • Offering an initial settlement—The physical shock of an auto accident can quickly be replaced with financial shock, especially when your injuries put you out of work for a long period of time. Insurance companies count on victims’ desperation by offering lowball settlements—and when victims accept, they forgo their chance to pursue additional compensation.
  • Getting you to admit fault for the crash—Offering lowball settlements isn’t always enough, as many insurance companies seek to pay victims no compensation at all. They attempt to achieve that by getting victims to admit full or partial fault for crashes, even if it means twisting their words or quoting them out of context.

Having an experienced California auto accident lawyer on your side can help you avoid these common traps. Call Berg Injury Lawyers today for a free consultation.