How to File a Lawsuit With No Money

by Staff | February 22nd, 2021

When you’re seriously injured by someone else’s negligence, you may be legally entitled to money to cover all the costs you’re facing because of your injury. But even if you’re already aware of your rights to compensation, you might be reluctant to pursue the money you’re entitled to.

We know and understand the reasons why you might be, but we’re here to tell you that you don’t have to be, especially if you’re worried you can’t afford to file a lawsuit.

Unfortunately, people often wrongly assume that filing a personal injury lawsuit is too expensive for the average Joe to do. That assumption ultimately leaves them paying all the costs for someone else’s mistake out of their own pocket, simply because they never take legal action.

At Berg Injury Lawyers, we believe everyone should know that they won’t be taking on debt when they decide to file a personal injury claim. Here are a few things you should know when filing a lawsuit when you have no money to hire a lawyer.

Find a Lawyer Who Works on a Contingency Fee Basis

Many personal injury attorneys, including those at our firm, work on a contingency fee basis. At Berg Injury Lawyers, our No Fee Guarantee® is a promise that if you don’t win, you pay nothing, and you never have to pay upfront—not even for your initial consultation.

Though filing a lawsuit can be expensive, you’ll be protected from these costs if your lawsuit is unsuccessful—as long as you hire an attorney who works strictly on a contingency fee basis.

Don’t Forgo Medical Treatment Out of Fear You Can’t Afford It

People sometimes don’t get medical treatment after suffering a serious injury because they’re afraid they can’t afford care. Ironically, this failure to get treatment is then used as evidence by insurance companies that someone isn’t actually injured.

If you have health insurance, it’s possible your insurer will cover your medical bills. However, if the injury was caused by someone else, that person’s insurance company should ultimately cover your injury-related bills once they are found to be at fault.

When your health and the viability of a compensation claim are on the line, don’t fail to seek medical treatment just because of the possible expenses you face. Do everything you can to have your injuries treated and documented. You can then demand payment from the at-fault party’s insurer with the help of your attorney. If you inform your healthcare provider you intend to file a lawsuit to reclaim your damages, they may even agree to cover your treatment under a lien rather than send you a medical bill right away.

Resist the Temptation to Accept an Insurance Company’s First Offer

If you have no money, and the at-fault party’s insurance company offers you a quick settlement, you might be tempted to accept it right away. However, that offer is likely far less than you deserve. There’s no way to know how much you’re owed before your medical treatment is complete, but an attorney can help you calculate not only your medical costs but your non-economic damages as well, such as pain and suffering.

Though it might seem like you’re getting money in your pocket right now, it’s likely you’ll eventually lose money when accepting the insurer’s offer, since the settlement may run out before you’ve finished paying your bills.

Know That a Lawsuit Might Not Even Be Necessary

It’s very likely that you’ll receive the compensation you need without ever filing a lawsuit. Most personal injury claims are settled before they go to court when you have an attorney negotiating with the insurance company for you.

You Don’t Have Money? We Can Help You Fight for Compensation.

At Berg Injury Lawyers, we believe that everyone deserves equal access to the legal system, regardless of how much money they make. That’s why we only get paid if you get paid. If you’re looking for a personal injury attorney in San Francisco or Northern California, contact our team today to schedule a FREE case assessment.